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If you as a visitor are vulnerable to any health problem, ask at where you say if they can contact an on-call doctor if needed and bring a plentiful supply of your own medically-prescribed non-narcotic prescriptions.

Bermuda's medical facilities are good for a 21-square mile island but not equipped for very serious conditions.

They are not eligible for any type of Bermuda health insurance benefit or coverage as they are not covered by the local health insurance plans required by law to be offered by Bermuda-based employers to their Bermuda-based employees and their Bermuda-based non-working dependents and and paid for by Bermuda-based employers and their employees. All visitors from all countries should note that if while in Bermuda they need any hospital or medical attention or services they must be paid for in cash or by credit card (no personal checks or cheques) in accordance with the scale of charges in effect from King Edward VII Memorial Hospital and local medical practitioners.If you arrive as a non-Bermudian employee or official or member of management of and work with any Bermuda-based local or international company, you will need good local insurance coverage from day 1 in Bermuda.Surgical, medical and dental rates are extra and are covered in the Bermuda Hospitals Board (Medical and Dental Charges) Amendment Orders.Bermuda employers are required by law to provide at least HIP immediately, with Major Medical after the probationary period.The better employers will be more generous, with Major Medical applying immediately.

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