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You can find detailed information about our charges and interest rates in the summary box.

When you have chosen a card, the summary box PDF will be visible on the “Apply Now” page beneath the product summary at the top of the page.

No personally identifiable information is collected. If you want to apply online please change your browser settings to accept cookies. They help us understand how customers use our website so we can give you the best experience possible and also keep our online adverts relevant.

If you'd rather apply or service your account over the phone, please visit our 'Contact us' section for more details. By continuing to browse this site or choosing to close this message, you give consent for cookies to be used. The purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card.

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Before making an application you can use Card Checker to see your chances of being accepted for a Virgin Money Credit Card.If you are unsure of your credit history, then please contact Experian We aim to tell you if we have approved your application straightaway.Sometimes, we may need to ask you for a few more details first – if we do, we’ll let you know immediately after you’ve made your application, then get in touch to request the additional information from you.When making our decision, we'll take into account your age, status and financial background.Before you apply, check the following statements are true: You won't be approved if you are bankrupt or in an IVA, and it is unlikely that you'll be approved if you have CCJs or defaults and if you have no credit history.

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